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Simple Steps. Real Solutions.

Our Process Is Straightforward
and Focused on Results.

No confusing jargon. No hidden steps. We guide you from your first question to a clear understanding of your options — all at no cost to you.

✓ 14,000+ Homeowners Reviewed
✓ All 50 States Served
✓ Free — No Credit Pull
✓ Typical Contact: 1–2 Business Days
🔒 Secure & Confidential
Step by Step

Exactly What Happens When You Submit

Every step is designed to be simple, fast, and give you real answers — not just more questions.

1

Answer a Few Quick Questions

Tell us which type of mortgage assistance you are exploring, your current payment status, where the property is, basic mortgage details, and how to reach you. The whole form takes about 60 seconds to complete.

What we ask: Assistance type · Payment status · Property state & ZIP · Lender and mortgage details · Your contact details
2

We Review Your Situation

Our team reviews the details you submitted to identify which assistance categories, lender or servicer options, and other paths may be relevant to your situation.

What we look at: Your lender and mortgage details · Current payment status · The assistance type you selected · Your property's state
3

A Specialist Reaches Out — Within 1–2 Business Days

A mortgage assistance specialist will contact you by phone or email — typically within 24 business hours — to walk you through what options may be available based on your details.

What they cover: Which options may be relevant to your situation · What documents you may need · What to say to your lender · What the realistic timeline looks like
4

You Decide Your Next Step — No Pressure

After your review, you'll have a clear picture of your options. You are under no obligation to take any further action. The review is completely free with no strings attached.

Your decision: Move forward with an option · Request more information · Or simply keep the knowledge for when you're ready
5

A Brighter Tomorrow

Homeowners who understand their options are in a far stronger position than those who wait. Whether you act today or in a week, knowledge gives you control over your situation.

Remember: The earlier you act, the more options are available. Loss mitigation programs narrow as time passes and foreclosure dates approach.
Timeline

From Submit to Specialist — Here's the Timeline

Most homeowners hear back within one business day of submitting.

📝
You Submit
Day 0
→
🔍
We Review
Same Day
→
📞
Specialist Calls
Within 24hrs
→
📋
Your Options
Day 1–2
→
🏠
You Decide
Your Timeline
After Your Review

You're Not Alone. We're Here to Help.

Our team is with you every step of the way — from today and beyond. Here's what you can expect after your free review:

  • 📞A specialist walks you through each option in plain English — no jargon
  • 📄You'll know exactly which documents your lender is likely to request
  • ⏱️You'll understand the timeline — what your servicer can and can't do at each stage
  • 🛡️You'll know your rights as a homeowner under RESPA and your servicer's loss mitigation obligations
  • 🤝Zero pressure — you decide if, when, and how to move forward
Mortgage consultation
Common Questions

Questions About the Process

Quick answers to what homeowners ask most before submitting.

Does submitting this form mean I'm applying for a loan?

No. Submitting the form is not a loan application. You are not applying for credit. This is a free review to understand what options may be available based on your situation. No credit check is performed.

Will submitting affect my credit score?

No. There is no credit pull involved in submitting the form. Your credit score is not checked or affected by starting a free review with Mortgage Assist.

What happens to my information after I submit?

Your details may be reviewed by licensed mortgage assistance professionals who may contact you. We do not sell your information to unrelated third parties. See our Privacy Policy for full details.

Is there any cost for the review?

No. The review is completely free. There is no cost and no obligation. You are under no pressure to take any next step.

What if I'm already in active foreclosure?

You can still submit. Homeowners at every stage — struggling with mortgage payments, 30 days behind, or even facing a foreclosure sale — may have options available. Time is critical at this stage, so act as soon as possible.

See All Frequently Asked Questions →

Ready to See Your Options?

It takes 60 seconds. It's free. And it could change everything.

See My Options →